Empowering Your Financial Future, All in One Place

The core of Kotluy is its dedicated team of visionary founders. With diverse expertise spanning education, finance acumen, soft skills, software engineering, UI/UX design, and data analysis, they are passionately committed to realizing Kotluy’s vision: empowering every individual and MSME with financial clarity, confidence, and lasting prosperity through intelligent management.

Our Vision

Financial clarity, confidence, and prosperity for every individual and MSME.

Our Mission

Kotluy provides a SaaS All-in-one Financial Management Platform, allowing Individuals and MSMEs to learn Financial Literacy, set financial goals, properly budget, and track their personal and business financial transactions to permit them to make more informed financial decisions.

Powered by a network of partner banks

The Kotluy Story

In a world where financial management often felt complex and overwhelming, a vision sparked: Kotluy. Born from the need to empower, this app was crafted as an all-in-one solution.

It began by demystifying financial literacy, guiding users from basic understanding to confident action. With seamless tools for budgeting, precise transaction tracking, and insightful goal setting, Kotluy transformed confusion into clarity.

Now, individuals and MSMEs alike navigate their finances with ease, making informed decisions that lead to sustainable growth and the realization of their financial dreams. Kotluy truly makes financial mastery accessible to all.

+
Total Users
+
Total Free Users
+
Total Transaction
+
Total Wallet

Loan Management Symplified

Streamline loan tracking and repayment for confident financial control.

Download the app today and start managing your loans with ease.

Offers flexibility by letting you manage your loans anytime, anywhere.

Choose from our Free, Basic, Recommended, and Premium plans, each offering flexible features to fit your financial needs.

Our Support Center is here to help with any questions or issues.

Meet With Our Expert

Pen Bopha
Business Development Manager
Cheav Samnang
Digital Marketing Manager
Tith Kamrang
Founder & CEO