Kotluy
Empowering MSME Growth.

Kotluy simplifies business finance for MSMEs. Manage cash flow, analyze profitability, and set clear financial targets with ease. Gain complete control and make data-driven decisions to propel your business forward.

Powerful solutions engineered for business financials

Tailored Business Budgeting

Create and manage specific business budgets, categorizing operational expenses and revenue streams to optimize spending and resource allocation.

Dedicated Business Transaction Tracking

Seamlessly import and categorize all business bank transactions, providing a clear, real-time ledger of your company’s financial activities.

Strategic Business Goal Setting

Define and monitor key financial objectives for your MSME, such as revenue targets, profit margins, or expansion milestones, with visual progress tracking.

Actionable Business Performance Insights

Receive intelligent analysis of your business’s financial health, identifying trends, cost efficiencies, and opportunities for increased profitability.

Robust Cash Flow Management

Forecast cash inflows and outflows, manage receivables and payables effectively, and ensure your business maintains healthy liquidity.

Essential Business Financial Literacy

Access targeted educational content on crucial business finance topics like pricing strategies, tax basics, and managing business credit.

Gamified Business Finance Challenges

Engage with interactive challenges and earn rewards for achieving business savings, optimizing expenses, or reaching financial growth targets, making management engaging.

Comprehensive Business Financial Reporting

Generate easy-to-understand Profit & Loss statements, expense reports, and other key financial summaries to empower data-driven business decisions.

Thought to ask? Find your answer here

What is Kotluy App and who can benefit from it?

Kotluy is your all-in-one platform for financial literacy, budgeting, and tracking, empowering individuals and MSMEs to make informed decisions.

How does Kotluy empower better financial decisions?

By integrating financial literacy, goal setting, budgeting, and transaction tracking, Kotluy provides clear insights for confident financial choices.

Can Kotluy manage both personal and business finances?

Yes, Kotluy is designed for both. Easily set up distinct profiles to seamlessly manage your personal and business financial needs.

How do I begin using Kotluy App?

Simply register your account, choose a plan, set up your profile, and connect your bank for instant financial clarity.

How secure is my financial data on Kotluy App?

Your financial data is protected with industry-standard encryption and robust security protocols, ensuring utmost privacy and peace of mind.

Getting started with Kotluy is simple!

Download App / Visit Website ▼

Visit our website or download the Kotluy app to enjoy seamless tracking of your financial transactions on the go.

Register your Kotluy account ▼

Unlock all-in-one financial management, empowering smarter decisions for your personal and business success.

Setting up your personal or/and Business Profile ▼

Personalize your Kotluy experience. Establish your individual or business profile to begin comprehensive financial management.

Choose your plan ▼

Discover your perfect plan. Subscribe to Kotluy today and gain full access to advanced tools for smarter financial decisions.

Enjoy your Financial Journey ▼

Navigate your financial path with ease. Enjoy clarity and control on your journey to success with Kotluy.