Kotluy
For Your Financial Peace of Mind

Kotluy simplifies personal money management. Track spending, create budgets, and achieve financial goals with ease. Gain clarity and peace of mind on your unique financial journey, all in one place.

Powerful solutions engineered for personal financials

Intuitive Budgeting Tools

Easily create and manage personalized budgets, categorizing income and expenses to visualize spending habits and identify savings opportunities.

Real-Time Transaction Tracking

Automatically import and categorize bank transactions, providing an immediate, clear overview of all your financial movements.

Dynamic Goal Setting & Monitoring

Set achievable personal financial goals (e.g., saving for a home, debt repayment) and track progress with visual dashboards and timely alerts.

Personalized Financial Insights

Receive intelligent analysis of your spending patterns and financial health, offering actionable recommendations to optimize your money.

Debt Management & Reduction Strategies

Tools to help you organize debts, understand repayment options, and create accelerated plans to become debt-free faster.

Interactive Financial Literacy Modules

Access bite-sized, engaging content on core financial concepts like saving, investing basics, and credit, tailored to enhance your understanding.

Gamified Financial Challenges

Engage with fun challenges and earn rewards for achieving savings milestones, reducing spending, or completing financial literacy lessons, making progress enjoyable.

Comprehensive Financial Reporting

Generate easy-to-understand reports on your net worth, income vs. expenses, and spending categories, empowering informed decision-making.

Thought to ask? Find your answer here

What is Kotluy App and who can benefit from it?

Kotluy is your all-in-one platform for financial literacy, budgeting, and tracking, empowering individuals and MSMEs to make informed decisions.

How does Kotluy empower better financial decisions?

By integrating financial literacy, goal setting, budgeting, and transaction tracking, Kotluy provides clear insights for confident financial choices.

Can Kotluy manage both personal and business finances?

Yes, Kotluy is designed for both. Easily set up distinct profiles to seamlessly manage your personal and business financial needs.

How do I begin using Kotluy App?

Simply register your account, choose a plan, set up your profile, and connect your bank for instant financial clarity.

How secure is my financial data on Kotluy App?

Your financial data is protected with industry-standard encryption and robust security protocols, ensuring utmost privacy and peace of mind.

Getting started with Kotluy is simple!

Download App / Visit Website ▼

Visit our website or download the Kotluy app to enjoy seamless tracking of your financial transactions on the go.

Register your Kotluy account ▼

Unlock all-in-one financial management, empowering smarter decisions for your personal and business success.

Setting up your personal or/and Business Profile ▼

Personalize your Kotluy experience. Establish your individual or business profile to begin comprehensive financial management.

Choose your plan ▼

Discover your perfect plan. Subscribe to Kotluy today and gain full access to advanced tools for smarter financial decisions.

Enjoy your Financial Journey ▼

Navigate your financial path with ease. Enjoy clarity and control on your journey to success with Kotluy.